Terms and Conditions

for MAKOTI FESTIVAL 2026

POLICY TERMS & CONDITIONS

·   Funeral policy Benefit E5 000.00 payable at claim stage.

·   Policy Term Period - Valid for 12 Months, effective 1st May 2026 until 30th April 2027.

·   Waiting Period - 6 months for Natural death, No waiting period for accidental death.

·   Exclusions - Suicide covered after 24 Months

CLAIMS PROCEDURE

Submit all claims to any of the Orchard Offices. The following documents must be submitted;

·   Completed Claim form

·   Identity Document of deceased and of the next of keen

·   Death Certificate

·   Mortuary Letter

·   Doctors report/Letter from Chief/Police Report

Proof of banking letter or Bank Statement

FIND US:

Mbabane Head Office:

1st Floor, Office No. 110, The New Mall, Dr Sishayi Street, Mbabane| P O Box 6913 Mbabane, H100, ESwatini | Tel: 268 2404 1594 |  Mob: 268 7866 3046

Manzini Office:

Ground Floor, Office No. 11, SNAT Building, Mancishane Street, Manzini| P O Box 6913 Mbabane,H100, Eswatini | Tel: +268 25058768 | Mob: +268 7824 4369

Nhlangano Office:

Nhlangano Mall, Plot 295, Sililo Avenue, Opposite Pick ‘n’ Pay Store | P O Box 6913 Mbabane,H100, ESwatini |  Mob: 268 7684 9934

WhatsApp Contacts:

+268 7866 3046 | +268 7824 4369

Email Address:

info@orchardig.com

 

To lodge your complaint contact

Phone: Call +268 7611 7472/ +268 2404 1594

Email Address: clientservices@orchardig.com

Or come to our offices to lodge your complaint in person

If you still wish to take your complaint further, you are welcome to contact the Office of the Ombudsman for Insurance of the Financial Services Regulatory Authority (FSRA).

Telephone: 2404 4464.

Physical Address: Ingcamu (PSPF) Building, Mhlambanyatsi Road, 3rd Floor, West Wing, P.O. Box 8490, Mbabane, H100 Eswatini.

 

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